Transfer money to ChinaChina flag

Whether buying property, moving abroad or transferring money to family, Key Currency have helped thousands transfer money to China.

Great exchange rates - no transfer fees

5-star customer rating - 2,500+ reviews

Award-winning service - 10 years running

Get a free quote now!

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It's quick and easy

How to transfer money to China

Complete your transfer in 4 simple steps

1. Register

You can register online or over the phone. It’s quick, easy and there’s no obligation to trade.

2. Agree a rate

All you need to do is tell us the amount you're transferring. We'll then quote you a Chinese yuan rate.

3. Transfer money

You send your money to our segregated client account by bank transfer.

4. Chinese yuan sent

Your Chinese yuan are transferred to the Chinese account you requested as soon as your payment is received.

We're rated 'Excellent'

Best way to transfer money to China

An international bank transfer is usually the best way to transfer money to China.

You can use a bank or money transfer company to do this.

International bank transfers are highly secure, quick and cost effective.

Other methods such as debit and credit cards, money orders, cash pick-ups and international cheques can be a lot more costly and complicated.

Feel free to read our in-depth guide on how to transfer money to China.

Cheapest way to transfer money to China

The cheapest way to transfer money to China is to find a company with the best exchange rates and lowest fees.

To make comparisons easier, it’s best to focus on the amount of money you will receive.

Banks normally charge a lot more than money transfer specialists and have a lot of hidden fees.

Some companies such as Key Currency charge no fees at all.

Feel free to read our in-depth guide on how to transfer money to China.

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Regulated by the FCA and the Bank of Spain

£1 billion transferred for our clients last year

We've helped 30,000 happy customers

Our commitment to you

Why Key Currency?

International money transfers are our bread and butter.

Great exchange rates on 40+ currencies

No hidden fees, costs or commissions

5-star customer rating based on 2,500+ reviews

Authorised and regulated by the FCA and the Bank of Spain

Voted 'Best Currency Exchange' 10 years running

Support from your own personal currency specialist

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China property
We take the stress away

Experts in overseas property

Our team of currency specialists will guide you through a secure, cost-effective international transfer.

With deep experience in overseas property transactions, they’ll help you get the most from your budget when buying property in China.

You're in safe hands

How we keep you safe

We’re authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution (Financial Services Register no. 753989).

We’re dedicated to providing a service of the highest integrity and safety.

All of our money transfers are conducted through safeguarded client accounts for your peace of mind, and all payment details are double-checked with you before transfer.

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Happy customers

Client testimonials

Couple walking on beach
"I dealt with Charles Martyn of Key Currency, to bring funds to the UK, after selling an apartment in Spain. Charles provided a personal service and it was refreshing to be able to speak on the phone without having to press numerous options to be connected. The funds arrived in my account within 24 hours of the sale, brilliant!"
David on Trustpilot
Couple walking on beach
"Overall, I found the process very organised and precise. I can't fault anything with Key Currency, communication was excellent and contacting them was easy. Security is very important to them and they ensure that measures are taken to protect your money. I'll definitely use them again."
Garry on Trustpilot
Couple sat on cliff side
"I recently used Key Currency for transferring the proceeds from the sale of my property, and I was very impressed with the service. Zoe Mills was especially helpful - professional, responsive, and made the whole process smooth and stress-free. Highly recommended!"
Nilkanth on Trustpilot

Great rates for your Chinese transfer

Get a quick quote now. It's free, and takes less than a minute.

Have some questions?

Money transfer to China FAQs

How can I transfer money to China?

Sending money to China only takes a few easy steps. After registering with us, you can secure an exchange rate whenever you like. You’ll be asked for the details of the recipient account, and we’ll let you know where to send your money. Then relax, we’ll do the rest.

What's the best way to transfer money to China?

If you don’t want to incur the high costs of using a bank, the best way to transfer money to China is to use a money transfer specialist such as Key Currency. It is usually cheaper and more secure than other methods such as credit or debit cards, money orders, international cheques or cash remittance.

What's the cheapest way to transfer money to China?

It probably won’t come as a complete surprise that banks are not normally the cheapest way to send money internationally. By using a money transfer company, you can save up to 3%-4% on the exchange rate compared to some banks.

Are there any fees when transferring money to China?

Please be aware that most banks and many money transfer companies do charge fees to transfer money to China. The fees are not always obvious – before or even after you’ve sent your money. Examples include transfer, intermediary, tracking, recipient and processing fees. We keep things simple. Key Currency does not charge any fees when you transfer money internationally.

What details do I need to transfer money to China?

To transfer money to China, the main thing you will need is information about the recipient. You will need the recipient's full name, account number and BIC, along with their full address. You can usually get this information by logging into the account or from a bank statement. Some money transfer companies will also help you put this together.

How long does a transfer to China take?

Sending money to China usually takes 2-3 working days. The time can vary due to daily cut-off times and the efficiency of the receiving bank. The Chinese bank receiving the funds will need to do their internal checks before they clear your money into the account. That’s what takes most of the time.

Transfer money to China from across the globe

Transfer routes

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Transfer routes