"Our business basically comes down to this: give people better exchange rates, treat them well and get the job done properly."
Clive Cooke, Chairman

About Us

We’re a British company offering an honest, trusted service on international money transfers.

As we have lower operating overheads than the big banks and London-based currency brokers, we can pass on those savings to our customers.

Looking after our customers is what grows our business.

Find out more

Our People

All companies are only as good as their people.

Our team are experienced and enthusiastic at what they do.

We believe you can’t have trust without transparency. Below are the names, faces and profiles of our people.

Clive Cooke


Clive’s career in finance spans over 35 years. In fact, he even appeared on the talk show Wogan all the way back in 1987 to explain how the Big Bang had changed the City of London.

He went on to become a Director of a FTSE 100 money broker, Exco Plc, and subsequently became CEO of derivatives and forex broker City Index.

After buying his own ‘place in the sun’ in France, Clive spotted the opportunity to give customers a much better deal on their currency transfers.

James Pinkney


James is an experienced financial markets professional with a career background covering foreign exchange and equity derivatives.

Having competed as a professional showjumper from the age of 16, James has built up an extensive portfolio of clients in the showjumping, bloodstock and racing industries. As part of his continued involvement in the equestrian sector, Key Currency is a sponsor of Oliver Tuff, a member of the British showjumping team and future Olympics star.


Jon Pinkney


Prior to Key Currency, Jon worked as a private wealth advisor in financial markets. These days instead of managing money, he helps customers save money as well as hedge their foreign currency exposure.

Jon has also been competing in motocross for over 30 years and has built up a large network of clients and contacts ranging from teams, riders and parts suppliers. Key Currency is a sponsor of Team GB which competes internationally at the annual Motocross of Nations.


Andrew Gibson


Before joining Key Currency, Andrew previously worked for the likes of Merrill Lynch, Credit Suisse and Deutsche Bank and has appeared as a market expert on CNBC and Bloomberg TV.

He is a Chartered Financial Analyst and Chartered Accountant.

Andrew is responsible for overseeing the company’s strategy and performance as well as driving new business channels.


Erik García Hiljding

Director of Spain

Erik is our Director of Spain. He has spent more than a decade working in currency markets and banking services in the Alicante region and is Vice Delegate of the Swedish-Spanish Chamber of Commerce in the Valencia Community. On top of that, he’s also fluent in Spanish, English and Swedish!

Erik’s focus at Key Currency is on making sure we deliver great value coupled with old fashioned customer service to all our Spanish clients.


Geoff Lambourne

Director of Partnerships

Geoff is responsible for cultivating and supporting partnership opportunities and key business relationships.

He was previously General Manager of a major import-export company, Tulip Foods, where he managed large cross-border transactions in the US, Spain, Italy, Belgium and Germany.

Geoff also developed commercial relationships with some of the UK’s largest retailers including Tesco, Sainsburys and Marks and Spencer.


Tom Lobb

Head of Trading

Tom helps take the hassle and stress out of foreign exchange for both private individuals and companies, creating money-saving solutions and strategies that can mitigate the risk from volatile currency markets.

Prior to Key Currency, Tom worked at Enterprise Rent-a-Car where he was fast tracked to management positions due to his work ethic, positive attitude and focus on customer service. He has also attained a BA (Hons) in Business Management from the University of Gloucestershire.


Matthew Boorman

Head of Compliance

Matthew is responsible for the oversight of the compliance department and ensuring that our policy and procedures are adhered to throughout the business.

Key Currency is committed to conducting its business with the highest level of integrity, and to supporting the worldwide anti-money laundering effort.

As head of compliance, Matthew ensures we stringently observe compliance and reporting regulations in order to protect both our company and our customers.

Ria Wainwright

Compliance Assistant

Ria offers valuable support to our Compliance Officer, ensuring the onboarding process remains smooth and hassle-free. As an Authorised Payment Institution, regulatory compliance is a critical part of what we do.

Ria has a huge level of administrative experience combined with a caring, friendly nature. Outside of work, she loves being surrounded by her cats, dogs and family (in no particular order).

Deborah Hosking

Compliance Assistant

Deborah helps us with all the important compliance checks and general office support. Her vast experience and attention to detail make her a valued member of our team.

Outside the office, Deborah loves nothing more than listening to music or travelling to new places.

Mike Smith

Head of IT & Digital Development

Mike is our IT whizz. He heads up the development team responsible for refining and utilising the CRM system as well as fully supporting our IT infrastructure.

Having previously worked for a multinational mortgage broker and boutique wealth advisor, Mike has brought a broad base of technical skills to Key Currency. We haven’t found anything yet he can’t fix or improve. Maybe one day we will, but we doubt it.


Jaime Stewart

Head of Customer Services - Spain

Jaime has extensive experience and deep expertise within foreign exchange.

She specialises in assisting our partner network find simple and mutually beneficial currency solutions that save clients time and money.

As someone that speaks both Spanish and English, Jaime can also help navigate any language or cultural differences.

Outside of work, she is active within the local sporting community.

Matthew Dunn

Head of Treasury

Matthew leads our treasury team to ensure all our international transfers are efficient, accurate and on time.

As an experienced IT professional, his computer skills are exceptional and on a daily basis he makes the complex seem simple.

Before joining our team, he has also helped streamline systems for Sainsburys and built his own online business.

Alex Liew

Payments Officer

Alex brings a keen attention to detail and a wealth of experience to the treasury team with over 20 years working in international FX operations and customer support. His strong analytical and organisational skills keep our payment systems slick and streamlined.

Outside of work Alex is a keen cyclist and long suffering Spurs fan.

Andy Brown

Head of Digital Marketing

Andy is our in-house digital marketing expert.

If you’ve found us online, it’s because Andy put us there. He not only has all the technical skills needed, he speaks our customer’s language (rather than the usual financial jargon).

Away from the office, Andy is a keen footballer, golfer and basketball player.

Barry Richards

Senior Dealer

Barry guides both personal and corporate clients to the best currency solution for their needs.

Being an active property investor himself, he particularly enjoys speaking to our clients purchasing or selling international property.

Prior to Key Currency, he worked as a stockbroker, financial advisor and retail manager.


Wayne Sampson

Senior Dealer

Wayne helps our customers send their money abroad in a friendly, efficient and cost-effective way. Whether the amount is big or small, he gives every customer a personalised service.

Before joining Key Currency, Wayne spent 12 years in recruitment and designed, built, and ran his own escape rooms business. He is a family man and loves his football.

Alec Young

Senior Dealer

Alec takes a pro-active approach when it comes to exchange rates and timing. Part of our service is to watch currency markets closely so we can help achieve the best outcome for each client’s situation.

Helping people comes naturally to Alec. Prior to Key Currency he was a manager within the hotel industry and also has an honours degree in Business Management.

Owen Wiles

Senior Dealer

With his organised, friendly and energetic approach, Owen makes life easier for our clients by seeking the best solutions for their currency requirements. His work ethic is second to none, and Owen will help a client day or night if that’s what’s needed.

Prior to Key Currency, Owen studied Law, Criminology & Political Science.


Charles Martyn

Senior Dealer

As someone with a passion for finance, Charles prides himself on assisting clients without the need for complex jargon.

With his great people skills and IT proficiency, Charles ensures the money transfer process is quick, efficient and cost-effective.

Charles comes from a long family line of business entrepreneurs and has held leadership positions in the insurance and telecoms industries.

Alex McKenna

Senior Dealer

Alex is an integral member of our dealing team. He will happily help clients with exchange rates, assist with the set-up of payments, and make sure the whole process runs smoothly.

With a background in consumer finance, Alex has attained a BSc in International Business from Loughborough University. He is also a talented cricketer and footballer, having represented his county in both these sports.

Jack Hawkey

Senior Dealer

Jack works with his clients to find the best solution and market strategy to take advantage of any favourable rate moves.

Before joining our team, Jack worked for some of the biggest companies in the UK including BT Group, Tesco and HSBC. Outside of work, Jack is actively involved in his local football team.


Robert Griffith

Senior Dealer

Robert helps our customers manage the timing of their international payments and reducing the overall cost of their currency requirements.

He is passionate about the foreign exchange markets, and has a genuine interest in fundamental and technical analysis as well as risk management. In his spare time, Robert enjoys gardening and horticulture.

Rhys McCarthy

Senior Dealer

Rhys helps our customers with all aspect of their international payments, including sourcing the best possible rates and finding the right solution for a client’s needs.

Rhys has attained a degree in Law from the University of Plymouth, and wrote a dissertation on how international law can protect marine biodiversity. He is also a keen sportsmen and loves to hike, climb and surf.

Kieran Wiles

Senior Dealer

Kieran is all about giving people a genuine service. He helps our customers get comfortable with money transfers and achieve the best outcome for their situation.

Before joining us, Kieran worked in financial advisory services. He is an accomplished Chef D’ Partie and works off the calories playing rugby and football.

Jacob Gear

Senior Dealer

Jacob explains the products and services we offer and co-ordinates the smooth onboarding of new clients. Unlike banks and online-only platforms, we provide a personal service from start to finish.

Jacob has a passion for flying and aviation in general. He is a fully trained pilot – yes, he flies planes in his spare time. When back on the ground, Jacob also likes walking and playing golf.

Albert Cook

Senior Dealer

Albert assists his customers with all aspects of their international transfers, including providing the latest market guidance, sourcing the best exchange rates and making everything as easy as possible.

Prior to Key Currency, Albert worked in the retail and media sectors. He is a rugby fanatic having played for 15 years, as well as a keen carp fisherman and movie buff.

Ben Lawrence

Registration Executive

Ben not only answers any questions you might have, but helps guide our customers on the best way to transfer their money abroad.

Outside of work, Ben is an accomplished athlete. At 11, he was crowned national long jump champion for his age. He then turned his talents to rugby and was selected for the Saracens Academy and the National Sevens Academy.

Robert Garner

Registration Executive

Robert is a key member of our registrations team – who help make the whole money transfer process quick and easy.

Outside of work, Robert is a nature lover. He has a first class honours degree in Horticulture and was part of a team that won a silver medal at the Chelsea Flower Show.

Andrew Tamblyn

Registration Executive

Andrew is often one of the first people new customer’s speak to. He explains the products and services we offer and co-ordinates the smooth onboarding of clients.

When not in the office, he loves playing all sports, particularly cricket. His career batting stats read 18 ducks and 1 glorious century (not out!).

Vicky Vich

Head of Balearic Islands

Vicky is our multi-talented head of the Balearic Islands. She is an established business development manager and previously spent a decade in the real estate sector. Vicky is also our in-house expert on social media strategy and speaks Catalan, Spanish and English.

Day to day, Vicky looks after our network of local partners ensuring we offer clients a reliable, efficient and valued service.

Fernando Espada Expósito

Regional Sales Manager - Costa Blanca

Fernando is a highly experienced member of our business development team in Spain.

Before moving into the currency sector, he helped run his family’s restaurant before transitioning into wholesale food importation and distribution for the national supermarkets. This valuable experience sparked his interest in the foreign exchange market.

Tania Blanco Arcos

Regional Sales Manager - Costa Blanca South

Tania is a highly experienced Business Development Manager with a proven background in financial services. She has lived in both the UK and Spain and is fluent in English, Spanish and Italian. In addition, she has the BTEC National Certificate in Travel & Tourism from University of Hertfordshire.

At Key Currency, Tania is focused on building and developing our relationships within the property and legal sectors.

Ricard Trilla

Regional Sales Manager – Catalunya

Ricard is our man on the ground in the beautiful Cataluyna region of Spain, providing our local clients and partners with valuable guidance on foreign exchange.

Finance runs through Ricard’s blood. He has a Masters in Financial Derivatives from the Institute of Financial Studies and has previously worked as a senior trader, financial advisor and investment manager.

David Greene

Regional Sales Manager - Murcia

David is an accomplished business development executive covering the region of Murcia.

He has spent his 25-year career working between Spain and the UK and has built-up experience in the real estate, textiles, dental and office equipment sectors.

Outside of work, David is well-known in the Alicante expat community for setting up a professional football league and a structured coaching programme for hundreds of children.

Fernando Lago

Head of Sales - Costa del Sol

Fernando represents us in the popular Costa de Sol region of Spain. He has a large network of affiliates and partners having worked in the currency sector for over 5 years.

Having lived half his life in Spain and half in England, Fernando has a great understanding of both cultures. He has a Bachelor of Sports Science from London Metropolitan University.

Ricardo Gil Gallego

Regional Sales Manager - Costa del Sol

Ricardo has a wealth of experience in the financial sector having held senior management positions at one of Spain’s leading banks for almost two decades.

During that time he built long lasting commercial relationships with hundreds of clients located throughout Spain. Away from work, he loves nothing more than spending time with his family.

Gary McHale

Regional Sales Manager - Costa Blanca North

Gary knows the currency sector well having worked in the industry for many years and has built up many strong contacts and relationships.

As a car enthusiast, he’s in the right job as he gets to travel across Spain’s wonderful terrain and landscape on the way to meeting clients and local partners.

Natalia Lee

Affiliate Manager - Costa del Sol

Natalia is our latest addition to our Costa del Sol office. Having worked in London for a few years, Natalia is passionate about delivering the best customer service with great attention to detail.

Natalia relocated from London to Marbella 5 years ago and fully embraced the Spanish culture. She speaks English, Romanian and Spanish.

Leanne Pritchard

Affiliate manager - Costa Blanca

Leanne is a highly experienced member of our business development team in Costa Blanca. She has been working in the foreign exchange sector for over a decade and in that time has provided valuable help and guidance to hundreds of clients.

Outside of work Leanne is an ocean fanatic and is keen on water sports enjoying deep sea diving and surfing.

Hilary Crane

Business Development - Ibiza

As a long-term resident of Ibiza, Hilary has strong connections within the business and hospitality community.

She has built a reputation as a honest and hard-working professional who helps clients save time and money on their currency transfers.