Exchange Rate Forecasts

Author, Mike Smith

In this article I take a look at the Pound to Swiss Franc forecast for the remainder of 2025 and into early 2026. I’ll give you my exchange rate predictions and talk about the key factors driving the GBP/CHF rate.

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What’s Been Happening with the GBP/CHF Exchange Rate?

The Swiss Franc has steadily improved against the Pound throughout 2025.

Strong support for the Swiss currency combined with broad weakness for the Pound took GBP/CHF rate down to its lowest ever level in the middle part of this month.

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What has caused the Drop for the GBP/CHF Exchange Rate?

The Franc has benefitted from significant safe have support in recent months.

President Donald Trump’s ‘Liberation Day’ tariff announcement of April saw investors scramble for the perceived security of the Franc.

The Pound is risk-sensitive in the opposite way to the Swiss Franc.

Fears over the effect Trump’s trade policy will have on the global economy have therefore weakened the Pound.

Concerns that global equity markets may be in an ‘AI Bubble’ added to this uneasiness, further suppressing Sterling.

Meanwhile, the Pound has underperformed across the board.

Weak domestic job creation data and a rising level of overall unemployment further hurt Sterling.

The level of UK joblessness now stands at its highest since 2016.

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What About Interest Rates?

The Swiss National Bank (SNB) cut its headline interest rate to 0% in the middle part of 2025.

This is a significantly higher level than the negative rates which prevailed for several years in Switzerland for the years pre-Covid.

Investors believe it is unlikely that there will be any further medium-term cuts from the SNB, meaning all the bad news is out for the Franc.

Meanwhile, the Bank of England (BoE) has taken a different approach by gradually trimming its benchmark interest rate to 4%.

The last BoE policy meeting saw four of the nine-person committee vote for a cut to domestic interest rates.

The Bank of England’s next rate decision comes a week before Christmas.

With last week’s inflation data pointing to a lower than anticipated level of UK price rises, a cut appears possible.

Futures markets now price-in a 70% chance that British interest rates will stand at 3.75% by year-end. Such an outcome would further hurt the Pound.

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Pound to Swiss Franc Forecast for Late 2025 / Early 2026

We forecast that the Pound to Swiss Franc exchange rate will drop to 1.02 in the coming weeks.

If UK Chancellor of the Exchequer Rachel Reeves makes mis-steps in her Budget Statement this week, the Pound could drop to a fresh all-time low against the Franc sooner rather than later.

The GBP/CHF exchange rate changes every second of every trading day; investment banks change their currency forecasts almost as often.

Data releases, central bank decisions and commentary and investor sentiment can all alter the relative value of major currency pairs.

That’s why it pays to have an FX expert on your side.

Click on the below button to get a no-cost, no-obligation quote and speak to a currency expert about your personal requirement.

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Compare Our GBP to CHF Rates

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Is it a good time to buy Swiss Francs with Pounds?

Currently, the GBP to CHF exchange rate is at its lowest ever, so it’s not a great time to buy Francs with Pounds, relatively.

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What is a good GBP/CHF exchange rate?

It’s worth explaining this further…

A good Pound to Swiss Franc rate will depend on which currency you want to exchange for the other.

If you want to buy Swiss Francs, you would prefer the rate to be higher. 

If you were buying GBP, you’d want the rate lower, more in favour of the Swiss Franc.

The historical rates of the GBP/CHF can aid and help set a benchmark.

Let’s take a look at the GBP/CHF exchange rate over the last ten years: 

GBP/CHF	Rate
Highest (Nov 15)	1 Pound to 1.5514 Swiss Franc
Lowest (Dec 23)	1 Pound to 1.0677 Swiss Franc
Average Last 10 Years	I Pound to 1.27 to Swiss Franc

Using the above data is a simple way to determine whether or not the current GBP/CHF is good or bad time to exchange your money.

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Can you trust GBP/CHF forecasts? (long-term vs short-term explained)

You will find many different tools and websites online trying to predict and forecast the future trend for GBP/CHF. 

Of course, currencies fluctuate every second of the day, so forecasts, especially long-term predictions (1 year+) should always be taken with a pinch of salt and not as fact. 

No one could have predicted the impact of Covid, or for it to even happen, years before it did. 

World-changing events like COVID-19 can impact currency pairs, throwing any long-term forecast out of the window. 

Short-term forecasts are much easier to understand and trust. 

When we say short-term, we mean over the coming days, or weeks, where economic or political events are less likely and fluctuations tend to be much steadier.

When exchanging foreign currency at the right time, for any regular person, it can be quite time-consuming and difficult to manage.

That’s why, at Key Currency, our expert traders are your best ally, to find you the best GBP/CHF rate, at the right time, saving you money.

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Want to Read More?

• What are BIC/SWIFT Codes?
  
  
• Send Money from Spain in 4 Steps
  
  
• A Guide to Selling Property Abroad & Sending the Money to the UK

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Article sources: 

1. https://poundf.co.uk/gbp-to-chf-today-pound-franc-forecast
2. https://uk.investing.com/currencies/gbp-chf-historical-data

Author, Mike Smith

After the latest UK Budget announcement, I take a fresh look at the Pound to Canadian Dollar forecast for the rest of 2025 and into early 2026. Here’s my latest view on where GBP/CAD is headed and the factors now driving the rate.

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What’s happening with the Pound to Canadian Dollar exchange rate?

The GBP to CAD exchange rate struck its highest level since late October at the end of last week.

Sterling briefly traded at close to $1.87 on Thursday.

However, the pair could not hold at this level and ended the week back in the $1.84s.

What caused the improvement for CAD last week?

Last Friday’s Canadian jobs figures provided the Canadian Dollar with a major boost.

Economists had forecast that the latest Canadian employment data would disappoint.

However, the figures showed an unexpectedly large drop in the level of local unemployment from 7.0% to 6.5%.

The Canadian currency immediately improved in response, with the Pound to Canadian Dollar rate moving lower.

What will determine levels for CAD in the near-term?

Wednesday’s Bank of Canada (BoC) interest rate decision is the major near-term risk event for CAD.

Futures markets are pricing-in a 93% likelihood that the BoC will keep its benchmark lending rate at 2.25%.

The markets move on surprises, and anything other than a ‘HOLD’ decision would therefore cause major movement for the Canadian Dollar.

The latest Canadian inflation data will provide the CAD with further direction.

A major drop from the latest annualised price rise figure of 2.9% will be needed to suppress support for CAD.

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What’s happening with the Pound?

The Pound enjoyed a boost following UK Chancellor Rachel Reeves’ Autumn Budget Statement, delivered on 26th November.

The distinct lack of mis-steps from Reeves brought steady support for Sterling in subsequent sessions.

Robust demand for UK government debt from bond market participants in the final days of last month confirmed that a potential disaster had been averted.

Sterling steadily strengthened as a result.

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How are UK interest rates affecting the Pound?

The Bank of England (BoE) makes its latest interest rate announcement on 18th December.

Futures markets are pricing-in a 90% likelihood that the BoE will cut its benchmark lending rate by a quarter of a percentage point.

The markets are forward-thinking, so a rate hike will not send the Pound sharply lower.

However, confirmation of a cut may see Sterling’s drift continue.

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My near-term Pound to Canadian Dollar exchange rate forecast

I forecast that the Pound Canadian Dollar Exchange rate will continue to trend lower to $1.83 near-term.

A UK interest rate cut mid-month will be required for the pair to reach this level.

However, British jobs data (due for publication on 16th December) and domestic inflation numbers, released the day before, could pressure the Pound ahead of the BoE.

UK CPI inflation stands at 3.6%, well above the Government’s target of 2.0%.

If the data shows a figure closer to this target, the BoE will have increased leeway to talk about further UK rate cuts.

Such an outcome would send Sterling lower quicker.

As part of our service, we can help you navigate the world of foreign exchange.

You can speak to one of our currency experts who can discuss your plans, current exchange rates, or the latest market trends.

Just request a quote below.

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What is a good GBP to CAD rate?

Anyone looking to exchange Pounds into Canadian Dollars, or vice versa, is left with the problem of when to exchange their money – now or in the future?

If you are a buyer of Canadian Dollars, you want a high GBP-CAD rate.

If you are a buyer of Pounds, you want a low GBP-CAD rate.

The easiest way to tell if the GBP to CAD rate is good or bad is to compare it to historical exchange rates.

In my view, I wouldn’t go back much further than 10 years.

Once you start looking at even long-dated charts, you’re digging into data that is likely to be no longer relevant. Every decade has its specific events.

Over the last 10 years, the average GBP/CAD rate isn’t much different at $1.74 (source: Bank of England).

If the GBP to CAD rate is above its long-term average of $1.74, you can consider it a good rate for buyers of Canadian Dollars.

Conversely, if the GBP to CAD rate is below $1.74, it can be considered a bad rate.

It’s a simple yardstick to use.

The further the exchange rate is away from its average, the more extreme the move.

The GBP/CAD exchange rate can stray a long way from the average.

Over the past 10 years, the highest GBP/CAD rate was $2.0847 on 11 December 2015 – just before Brexit.

The lowest GBP/CAD rate in the past 10 years was $1.4707 on 28 September 2022 – the Pound fell considerably following the Liz Truss mini-budget fiasco.

There’s about a 30% swing from the high to the low!

Even over a regular week, you see swings of 2-4% quite frequently.

Bear in mind even small moves make a big financial difference to someone exchanging money.

That’s why keeping a close eye on the GBP to CAD rate is important.

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GBP to CAD weekly forecasts

Forecasting exchange rates over a weekly period is a lot less complicated than longer timeframes.

Over a week, there is a smaller number of factors that can influence the GBP to CAD exchange rate.

Most of the important economic news is scheduled in advance. It allows people to see if anything critical is on the horizon.

One easy way anyone can keep tabs on upcoming news is to look at an economic calendar. I quite like the calendar by DailyFX because it’s got a simple, clear layout.

As currency brokers, we follow the economic calendar closely as it gives us a heads-up on potential risks.

In addition to economic news, you can also look at the GBP to CAD exchange rate for near-term price patterns.

Using price patterns to predict exchange rates is called technical analysis.

While there are many forms of technical analysis, I find the GBP/CAD technical analysis overview provided by investing.com useful.

Note – the page defaults to hourly analysis, but you can change the period to weekly or monthly to get a different perspective.

If you would rather speak to someone about your requirements, why not request a quote below?

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Need some guidance on exchange rates?

Getting a good GBP to CAD exchange rate can make a big financial difference to you.

As I mentioned, you only have to take a quick look at a GBP to CAD chart to see plenty of big swings up and down.

It’s worth being proactive about.

At Key Currency, we believe in helping our clients make the most of their money.

Unlike an impersonal bank or faceless online app, we will help you through the whole money transfer process.

As part of our service, we will assist you with your payment set-up, guide you on current rates and market trends, and keep you informed from start to finish.

We can discuss with you and agree on the right time to exchange your money by understanding your requirements and taking advantage of favourable rate movements.

Our service has a 5-star rating on Trustpilot based on over 2,500 customer reviews.

Key Currency is also regulated by the FCA as an Authorised Payment Institution (No. 753989). Therefore, all money transfers are conducted through safeguarded client accounts.

Get a free quote below if you want to find out more about us or get our latest GBP to CAD rate.

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Author, Mike Smith

In this article I take a look at the Pound to New Zealand Dollar forecast for the remainder of 2025 and into early 2026. I’ll give you my exchange rate predictions and talk about the key factors driving the GBP/NZD rate.

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Will the New Zealand Dollar strengthen or weaken in the near term?

The GBP to NZD rate has been in a strong upward trend since the Autumn of 2022.

The Pound reached its highest level for a decade in the middle part of October.

A slight correction followed, but it didn’t take long for the UK currency to begin improving against the Kiwi once more.

Why has the New Zealand Dollar been Weakening?

Recent New Zealand economic data has been softer than expected.

Consumer spending, business investment and jobs numbers have all pointed to a domestic slowdown.

You might be asking, why does this matter?

Well, the weak Kiwi data has fuelled speculation that the Reserve Bank of New Zealand may not have ended its interest rate cutting cycle just yet.

The Kiwi central bank has trimmed its benchmark lending rate from 5.5% down to its current 2.5% in little more than a year.

The lower reward for holding NZD saw investors steadily move funds out of New Zealand.

The New Zealand Dollar weakened as a result.

What will affect GBP/NZD in coming weeks?

Last week’s UK Inflation data showed that British prices are rising at a slower than anticipated level, making it more likely that the Bank of England will cut interest rates at its meeting of December 18th.

Futures markets currently price-in a 70% likelihood that the UK central bank will cut rates next month.

Such an outcome could hold back the Pound.

Elsewhere, Sterling has suffered broad weakness in recent weeks as investors worry about British Chancellor Rachel Reeves’ Budget, to be delivered on Wednesday.

If the markets find Reeve’s plans to tackle the UK deficit less than convincing, further losses could follow for Sterling.

Pound to New Zealand Dollar Forecast for Late 2025 / Early 2026

We forecast that the GBP/NZD exchange rate will climb to $2.36 in the near-term.

Chancellor Reeves understands the importance of delivering a credible budget plan this week.

So, it would be a big surprise if she doesn’t.

Elsewhere, US President Trump’s tariff policy continues to suppress global trade.

The New Zealand economy remains heavily dependent on demand from export markets.

Any fresh announcement from Trump of increased tariffs could therefore accelerate GBP/NZD’s move towards the $2.36 level.

It’s hard to be exact when it comes to predicting exchange rates.

Forecasting a currency is really about the likely direction rather than coming up with a precise number.

By the way, if you find a precise forecast exchange rate online, you are reading BS. You may as well Google next week’s lottery numbers while you’re at it.

When it comes to the future, all you can do is make an informed judgement based on what is known or can be reasonably anticipated.

That’s how we navigate currency markets – with a common-sense approach.

For further information, our guide on transferring money to New Zealand explains the process.

Alternatively, if you would like to discuss the GBP to NZD outlook, or find our latest rates, please request a quote below.

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What is a good Pound to New Zealand Dollar rate?

The GBP to NZD exchange rate lets you know how many New Zealand Dollars can be bought for 1 British Pound.

For someone looking to exchange British Pounds (GBP) into New Zealand Dollars (NZD), they want the highest rate possible.

Whereas someone selling their New Zealand Dollars and buying British Pounds wants a low GBP to NZD exchange rate.

The easiest way to tell if the current GBP to NZD rate is good or bad is to look at historical exchange rates.

Even over the last 5 years, the average GBP/NZD rate isn’t much different at $1.97 (source: Bank of England).

Using average historical rates is a simple way to gauge how good or bad today’s rate is.

When the GBP to NZD rate is above its long-term average of $1.97 it can be considered a good rate to exchange Pounds into New Zealand Dollars.

At present, the GBP to NZD rate is well above the long-term average, making it an opportune time to buy New Zealand Dollars.

The further the rate is away from the average, the more extreme it is.

Over the past 10 years, the highest rate was on 10 September 2015 when the GBP/NZD rate reached $2.4596.

The lowest rate in the past 10 years was on 8 November 2016 when the rate fell to $1.6846.

Most of the big moves happen as a result of significant events – for example, Brexit or Covid-19.

Of course, these types of significant events are almost impossible to predict.

If you are looking to exchange money, you are usually better off focusing on current trends and recent highs/lows as a guide to timing.

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GBP to NZD weekly forecast – a short-term approach

Exchange rates over a weekly period will have a much narrower set of drivers than over longer time frames.

Over the space of a week, only a handful of things can influence the GBP to NZD exchange rate.

Most of the important news that will impact exchange rates every week is scheduled in advance, so investors aren’t caught by surprise.

You can view the scheduled economic events over the coming week by looking at the DailyFX economic calendar.

There are other free economic calendars you may find online, but I like this one because it has a nice, clear layout and gives a low, medium, or high level of importance to each event.

As currency brokers, we follow the weekly economic calendar closely as it gives you a heads-up on potential risks that lie ahead.

If you are concerned about the GBP/NZD rate moving against you, it can make sense to exchange your money before a high-impact event.

Another way of looking at the GBP to NZD exchange rate over a weekly horizon is to assess the current trend and any near-term price patterns.

Technical analysis is the fancy name for using price patterns to predict future exchange rate movements.

You can get a decent overview of GBP to NZ Dollar technical analysis here.

The period defaults to an Hourly outlook, but you can change it to Weekly or whatever time frame you are interested in.

Technical analysis is by no means an exact science, but it can give you another perspective on the GBP to NZD exchange rate.

If you would rather speak to someone about your requirements, you can always talk to a currency broker and discuss your options.

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GBP to NZD forecast 12 months or more (practical approach)

When you look at exchange rates over longer periods it calls for a different approach.

Short-term news simply becomes noise.

The passage of time allows bigger themes to play out but also means the number of variables impacting an exchange rate becomes huge.

My view is that there are so many drivers of the GBP to NZD rate over the long term that you are best to use historical rates as a guide to timing.

Let’s keep it simple here.

If you look at a 1-year, 5-year and 10-year chart for the GBP to NZD rate, you can get a good feel for how the rate has traded historically (peaks, troughs and trends).

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Need some guidance on Pound to New Zealand Dollar exchange rates?

Getting a favourable GBP to NZD exchange rate can make a big financial difference to you.

When you look at a chart of the GBP/NZD exchange rate, you can see there are a lot of big swings – both up and down.

I’ve found the GBP to NZD rate to be one of the more volatile currency pairs, so timing is important!

Proactive timing can mean the difference between a good and bad rate.

At Key Currency, we are fundamentally different from other money transfer companies.

We are not an impersonal bank or a faceless online app. You can find out about our expert team on our website.

Our money transfer service is designed to help make transferring money internationally easy and cost-effective.

We can discuss exchange rates and market trends with you and agree on the right time to exchange your money, by understanding your requirements and taking advantage of any favourable movements.

Our service has a 5-star rating on Trustpilot, based on over 2,500 customer reviews.

Key Currency is also regulated by the FCA as an Authorised Payment Institution (No. 753989). All money transfers are conducted through safeguarded client accounts.

If you would like to find out more about our service or our latest GBP to NZD rates, get a free quote below.

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