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Mike Smith

Head of Operations
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Mike Smith is Head of Operations at Key Currency and has worked in the UK financial services sector for more than 17 years.

His career spans foreign exchange, wealth management, and debt advisory, giving him a practical understanding of how banks and money transfers really work.

Mike also has extensive experience with the payment systems, banking codes, and transfer processes used by major UK banks, knowledge he draws on when writing our banking guides.

Mike’s articles focus on making complex financial topics clear and accessible, helping readers make confident decisions about their money.

Outside of work, Mike is crazy about cycling. In 2012, he spent 12 days cycling from John o' Groats to Land’s End to raise money for Cystic Fibrosis.

Mike's Articles

Pound to Australian Dollar Forecast 2025 / Early 2026
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Mike Smith
Feb 4th 2026
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5 min read
Euro to Pound Forecast 2025 / Early 2026
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Mike Smith
Jan 19th 2026
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6 min read
Pound to Canadian Dollar Forecast 2025 / Early 2026
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Mike Smith
Dec 8th 2025
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5 min read
GBP to CHF Forecast 2025 / Early 2026
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Mike Smith
Nov 24th 2025
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3 min read
GBP to NZD Forecast 2025 / Early 2026
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Mike Smith
Nov 24th 2025
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6 min read
Euro to Dollar Forecast 2025 / Early 2026
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Mike Smith
Nov 12th 2025
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7 min read
Euro to Pound Exchange Rate History (Highs, Lows & Averages)
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Mike Smith
Oct 3rd 2025
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6 min read
GBP to NZD Exchange Rate History (Highs, Lows & Averages)
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Mike Smith
Oct 3rd 2025
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6 min read
NZD to GBP Exchange Rate History (Highs, Lows & Averages)
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Mike Smith
Oct 3rd 2025
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6 min read
SWIFT Transfers explained (Everything you need to know!)
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Mike Smith
Dec 12th 2024
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7 min read
Transfer Money to South Africa (everything you need to know)
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Mike Smith
Aug 27th 2024
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6 min read
The Costs of Selling Your Property in Portugal
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Mike Smith
Aug 26th 2024
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7 min read
Transfer Money to Italy from the UK (step-by-step guide)
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Mike Smith
Aug 24th 2024
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7 min read
Transferring Money from Germany to the USA
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Mike Smith
Aug 24th 2024
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6 min read
How to Transfer Money from Spain to the USA (in Simple Steps)
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Mike Smith
Aug 23rd 2024
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5 min read
Best Ways to Transfer Money Internationally (Fully Explained)
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Mike Smith
Aug 21st 2024
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6 min read
International Wire Transfers: Everything You Need to Know
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Mike Smith
Aug 21st 2024
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6 min read
Transfer Money from New Zealand to UK
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Mike Smith
Aug 19th 2024
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6 min read
How to Transfer Money from UK to Germany (Made Easy)
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Mike Smith
Aug 16th 2024
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6 min read
Transfer Money from Canada to the UK (Clearly Explained)
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Mike Smith
Aug 15th 2024
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6 min read
The Best Money Transfer Companies (For You in 2024)
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Mike Smith
Aug 15th 2024
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7 min read
Transfer Money from Germany to the UK
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Mike Smith
Aug 14th 2024
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8 min read
How to Transfer Money When Moving to Another Country (Good Advice)
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Mike Smith
Aug 14th 2024
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6 min read
Spanish Bank Exchange Rates (the charges clearly explained)
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Mike Smith
Aug 14th 2024
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5 min read
Finding a Great Euro Rate for a House Purchase
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Mike Smith
Aug 13th 2024
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7 min read
HSBC International Transfers (Fees and Process Explained)
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Mike Smith
Aug 12th 2024
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6 min read
Finding the Best Exchange Rate Company (Clearly Explained)
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Mike Smith
Aug 12th 2024
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5 min read
How to Change Euros to Pounds (Without High Charges)
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Mike Smith
Aug 11th 2024
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7 min read
The Safest Ways to Transfer Money (Clearly Explained!)
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Mike Smith
Aug 11th 2024
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6 min read
Transferring Money to Buy Spanish Property (Advice for Brits!)
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Mike Smith
Aug 11th 2024
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6 min read
What 3 Details Do I Need for International Bank Tranfers?
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Mike Smith
Aug 10th 2024
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3 min read
Lloyds International Transfers (Fees and Process Explained)
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Mike Smith
Aug 9th 2024
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6 min read
Transferring Money from Belgium to the UK
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Mike Smith
Aug 9th 2024
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7 min read
Transfer Money to France from UK (Without High Charges)
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Mike Smith
Aug 8th 2024
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6 min read
Barclays International Payments (Clearly Explained)
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Mike Smith
Aug 7th 2024
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6 min read
Santander International Transfers (Clearly Explained)
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Mike Smith
Aug 7th 2024
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5 min read
Nationwide International Transfer (Fees & Process Explained)
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Mike Smith
Aug 7th 2024
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5 min read
How Much Money Can I Transfer Abroad from the UK? (Bank Limits, Tax, Safety)
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Mike Smith
Aug 7th 2024
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5 min read
How Long Does an IBAN Transfer Take? (the destination matters)
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Mike Smith
Aug 7th 2024
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4 min read
Receiving Money from Abroad (Costs, Time Taken, Info Needed)
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Mike Smith
Aug 7th 2024
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3 min read
Natwest International Payments (Fees & Process Explained)
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Mike Smith
Aug 6th 2024
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5 min read
SEPA Transfers explained (Everything you need to know)
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Mike Smith
Aug 6th 2024
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5 min read
How to Transfer Money from UK to UAE (Clearly Explained)
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Mike Smith
Aug 6th 2024
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8 min read
Your Barclays IBAN Number – How to Find it & What to Look For?
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Mike Smith
Aug 5th 2024
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3 min read
Transfer Money from Italy to UK (clear and helpful advice)
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Mike Smith
Aug 5th 2024
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8 min read
What is a Foreign Exchange Transfer? (Clearly Explained)
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Mike Smith
Aug 5th 2024
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6 min read
How to Transfer Money to Buy Property Overseas
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Mike Smith
Aug 5th 2024
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7 min read
Transfer Money from Australia to UK (Clearly Explained)
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Mike Smith
Aug 4th 2024
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6 min read
How to Transfer Money From UK to Ireland (Fully Explained)
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Mike Smith
Aug 4th 2024
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6 min read
Transfer Money to Cyprus from UK (explained in 4 steps)
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Mike Smith
Aug 4th 2024
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6 min read
How to Open a Spanish Bank Account (Advice for Brits)
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Mike Smith
Aug 3rd 2024
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5 min read
Currency Exchange Specialists (Your Complete Guide)
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Mike Smith
Aug 2nd 2024
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6 min read
Your Natwest IBAN Number – How to find it & what to look for?
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Mike Smith
Aug 2nd 2024
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3 min read
Transfer Money from Greece to the UK
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Mike Smith
Aug 2nd 2024
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7 min read
How to Exchange Dollars to Pounds (Clearly Explained)
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Mike Smith
Jul 24th 2024
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7 min read
How to Find the Cheapest International Money Transfer
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Mike Smith
Jun 14th 2024
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5 min read
How to Transfer Euros to Dollars (Clearly Explained)
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Mike Smith
Jun 8th 2024
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6 min read
International Money Transfers (explained in 4 simple steps)
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Mike Smith
Jun 7th 2024
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6 min read
How to Find the Best Exchange Rate (For Your Money Transfer & Travel)
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Mike Smith
Jun 4th 2024
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5 min read
What is the Best Currency Transfer Service? (Helpful Advice)
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Mike Smith
Jun 1st 2024
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5 min read
A Guide to BIC/SWIFT Codes & International Payments
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Mike Smith
Jun 1st 2024
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6 min read
Foreign Exchange Market (How it Works, Risks & Charges)
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Mike Smith
May 25th 2024
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6 min read
How to Transfer NZD to GBP (4 Simple Steps)
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Mike Smith
May 17th 2024
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6 min read
A Guide to Routing Numbers and International Transfers
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Mike Smith
May 6th 2024
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4 min read
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