About the Author

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Mike Smith

Mike Smith is Head of IT and Digital Development at Key Currency.

His articles are about making finance accessible with easy-to-understand information.

There is far too much misinformation in finance today.

Mike is a big believer in the Plain English Campaign, which is about stripping away the jargon and gobbledygook.

Writing clear and helpful information gives our readers confidence in what we do.

You can view Mike’s LinkedIn profile here.

Outside of work, Mike is a crazy about cycling. In 2012, he spent 12 days cycling from John o’Groats to Land’s End to raise money for cystic fibrosis.

Get in touch with me.

Posts by Author

Author, Mike Smith A GBP to AUD forecast is an expectation of the exchange rate at a future date. GBP to AUD forecasts are used to help decide whether it’s a good or bad time to exchange your money. What is a good GBP to AUD rate? The GBP/AUD rate tells you how many Australian… Read More

Author,  Andrew Gibson Below you will find out the highs, lows & averages of the Pound to Euro rate, its full history, why you can’t trust forecasts, and how to achieve a better rate. Is it a good time to buy Euros with Pounds? It’s worth getting some historical context to help understand whether the… Read More

Author, Mike Smith Euro to Pound forecasts are used by businesses and individuals to make better decisions on the timing of international transfers. A EUR to GBP forecast is essentially an expectation of the exchange rate at a future date using past, present and anticipated data. Will the Euro go up in 2021? The Euro… Read More

Author, Mike Smith I’ll explain everything you need to know about sending money from the UK to France, including the fees and other charges, how long it takes, the information you will need and the options you have. How to transfer money to France (in 4 simple steps) Step 1 – Register as a client If… Read More

Author, Mike Smith I’ll explain what Natwest charges for an international payment, how long it takes, the information you will need, and how you can make a Natwest international transfer. Hopefully, it will save you time reading pages of bank jargon and complicated fee schedules. Natwest international transfer fees If you carry out a regular… Read More

Author, Mike Smith It’s not that easy to get clear information from big financial institutions like Nationwide. I’ve put together this page to give you a clear understanding of how to make an international payment with Nationwide, how long it takes and the charges to look out for. Nationwide international transfer fee Nationwide charges no… Read More

Author, Mike Smith I’ll explain what Santander charges for an International Transfer, how long it takes, and how to make a Santander International Payment. Hopefully, it will save you time reading pages of bank jargon and confusing fee schedules. Santander international payment charges     While the transfer fee is the more obvious, it is often… Read More

Author, Mike Smith It can be confusing trying to get clear and helpful information from the big banks. I’ve put together this guide to save you time searching for the answers. You will find out what Lloyds charges for an international money transfer, how long it takes, and how the process works. Lloyds international transfer… Read More

Author, Mike Smith I will explain how to make an international money transfer, how long it takes, what are the charges, and how to choose a money transfer company. How to make an international money transfer If you need to make an international money transfer, you can either use a bank or money transfer company…. Read More

Author, Mike Smith It’s not easy to get clear information from the big banks. I’ve put together this guide to save you time trawling through jargon looking for answers. Below you will find out what HSBC charges for an international transfer, how long it takes, the costs, and how the process works. HSBC international transfer… Read More

Author, Mike Smith A SWIFT transfer, also called an international money transfer, is a secure and standardised method of sending or receiving money from banks anywhere in the world. What is SWIFT? SWIFT is basically a messaging system for banks. It works by linking up banks using standardised codes for payments. The Society for Worldwide Interbank Financial Telecommunication… Read More

As someone that works in the industry, I’ve found that most people just want to know: How do their rates compare? Are there any fees or other charges? Can the company be trusted? Below I’ve put together information to help make it easier on you to get a better dollar exchange rate and avoid hidden fees…. Read More

Author, Mike Smith I’ll explain what Barlcays charges for an International Transfer, how long it takes, and how to make a Barclays International Payment. Hopefully, it will save you time trawling through pages of bank jargon and complicated fee schedules. Barclays international payment charges   There are two types of charges with an international money transfer. Transfer fees… Read More

Author, Mike Smith If you are buying a house in euros, getting the best exchange rate can make a big financial difference to your budget. I’ll explain the reasons why currency exchange for a property purchase is unique, as well as how you can get a better rate & avoid high charges. Three reasons currency… Read More

Author,  Andrew Gibson You can transfer money to the UK from Switzerland using either a bank or a money transfer specialist. I’ll explain how the process works, how long it takes, the costs, and how to get a better rate. How to transfer money from Switzerland to the UK (in 4 simple steps) Sending money… Read More

Author, Mike Smith I’ll explain how you can transfer money from Italy to the UK in four basic steps. The main thing is to avoid paying high bank charges along the way. How to transfer money from Italy to the UK (in 4 basic steps) Step 1 – Identity check Financial regulations require an ID… Read More

Author, Mike Smith Transferring money from Germany to the UK is quite easy once you understand how it works. The key is to do it safely and avoid paying high fees and charges. I’ve put together this page to explain everything you need to know in plain English. How to transfer money from Germany to… Read More