About the Author

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Andrew Gibson

Andrew Gibson is a co-founder and director of Key Currency. Day-to-day he looks after finance, digital marketing and staff training.

He is a Chartered Accountant and Chartered Financial Analyst and has appeared on CNBC and Bloomberg TV as a financial expert.

Prior to Key Currency, he worked as an accountant and investment banker before venturing out into the real world to run his own businesses. You can view Andrew’s LinkedIn profile here.

Outside of work, Andrew has a passion for food, coffee and landscaping.

Get in touch with me.

Posts by Author

Author,  Andrew Gibson Selling property in Cyprus?  In this article, we will explore all of the costs you are likely to encounter along the way. We’re talking taxes, estate agent fees and lawyer fees, money transfer options and more.  We will also offer guidance to help you navigate your sale… Read More

Author,  Andrew Gibson Switzerland, known for its picturesque landscapes and robust real estate market, also boasts a complex tax system, especially for non-residents. When selling a property in Switzerland, several costs are involved, each one having an impact on your final proceeds.  In this article, we will take a closer… Read More

Author,  Andrew Gibson In our digitally driven world, managing our finances through platforms like Revolut has become second nature for many. There is no doubt that Revolut is one of the market leaders in the world of online banking apps.  However, no platform suits everyone. In this article, we will… Read More

Use our IBAN checker and validation tool below for a simple and quick way to confirm your IBAN or one that you have received for an international money transfer. Enter in the IBAN below, click check, and we’ll do the rest!   How are IBANs Created? International Bank Account Numbers,… Read More

Author,  Andrew Gibson In this article, I’ll look at the Bank of Ireland and what customers can expect when transferring money to the UK or abroad.  As with most popular high-street banks, figuring out how much you will be charged for an international money transfer can take time and effort. … Read More

Author, Mike Smith Selling your property in Portugal is a significant decision that warrants careful consideration! As you negotiate the sales process, it’s vital to remember that taxes and other fees are, unfortunately, part of the deal. In this article, we will cover the costs of selling your property in Portugal… Read More

Author, Andrew Gibson Please Sir, can I pay some more fees? Said no one, ever! Well, one thing we can say for sure is that the financial world has progressed tremendously since the days of Oliver Twist! However, one aspect of the process that has remained consistent during the evolution… Read More

Author, Andrew Gibson When deciding to transfer money overseas, an important factor is the overall cost and how much value for your money you can get.  One question customers have is, ‘How can I send money internationally without transaction fees being added?’ This article provides all the necessary information and… Read More

Author, Andrew Gibson Transferring foreign currency, especially large amounts, can seem overwhelming, particularly if you’re new to the process.  This article outlines 5 of the most important Do’s and Don’ts when deciding how, when, and where to transfer foreign currency. The 5 Must-Do’s for Transferring Foreign Currency 1) Listen to… Read More

Author, Andrew Gibson If you inherit money from overseas, you are probably worried about the tax and how to transfer the money safely into your bank account without much hassle or cost. Below I’ll give you a summary in plain, jargon-free English! How do I transfer money from overseas inheritance? … Read More

Author, Andrew Gibson The different methods a person can use to make an international money transfer continue to grow. It can be quite a task going through all these international money transfer methods trying to find the right one for you whilst getting the best value for your money.  In… Read More

Author, Andrew Gibson Need to send money abroad but unsure of where to start? In this article, we will take an in-depth look into various ways to transfer money to a foreign bank account. We will explain factors such as fees and exchange rates, and how to make sure you… Read More

Author, Andrew Gibson Transferring money to Thailand is simple once you have all the information. You can use your bank or an independent money transfer service, but each has pros and cons. I will go through everything you need to make a money transfer to Thailand and how to get… Read More

Author, Andrew Gibson Whatever your reason for transferring money to Australia or exchanging your currency for Australian Dollars, finding the best exchange rate is essential. A better exchange rate means more money for you. In this article, we look at why it is so essential, tips on how to find… Read More

Author, Andrew Gibson Making an international money transfer from the UK to Hong Kong may seem daunting at first, but once you have the information and options available to you, the process is straightforward. As an independent money transfer specialist, we have helped many customers transfer money to Hong Kong…. Read More

Author, Andrew Gibson If you’re looking to transfer money to Europe, an international bank transfer is one of the best and most secure ways. You can do this through a bank, a money transfer company, or an online money transfer app. This article provides everything you need to know about… Read More

Author, Andrew Gibson We have supported many customers with international money transfers from the UK to Singapore. Our guide has everything you need to know about transferring money to Singapore. Including the cheapest ways, how long it takes, and how to keep your money secure. Transfer Money to Singapore How… Read More

Author, Andrew Gibson As specialists in international money transfers, we have helped thousands of UK customers transfer their money to various locations worldwide. We can cater to all significant international transfer destinations including Europe, the USA, Australia, Canada, New Zealand, UAE, and many more. Below you can get all the… Read More

Author,  Andrew Gibson Deciding to sell your property in Spain is not something to be taken lightly! However, to reap the benefits of the sale proceeds, it’s vital to bear in mind the fees and taxes you will have to pay once the sale is agreed. In this article, we… Read More

Author, Andrew Gibson Everything you need to know about sending money to the Netherlands. Whether you’re transferring money between personal accounts, business-related money transfers, or sending money to a family friend or loved one. Our guide below goes through all the costs, transfer times, and steps involved, and to make… Read More

Author,  Andrew Gibson In today’s current market, there are various money transfer services available. Finding the best one for you and your currency transfer needs depends on why you want to send money abroad and the total amount. This could be business-related, personal transfers, or sending money to a friend… Read More

Author, Andrew Gibson As specialists in international money transfers, we have lots of clients who transfer money back to the UK from a property they have sold abroad. Whether you’re selling overseas property and moving back to the UK, selling a holiday home, or have inherited a foreign property, there… Read More

Author, Andrew Gibson Everything you need to know about transferring money to Switzerland. In this guide, you will find information on how much a money transfer to Switzerland costs, how long it takes to complete, the details you will need to provide, and much more! If you would like guidance… Read More

Author, Andrew Gibson Our complete guide on sending money to Portugal. Below you will find information on how long the transfer will take, the costs and fees that come with a money transfer to Portugal, and the details that you’ll need to provide. Alternatively, if you’re looking to send money… Read More

Author, Andrew Gibson Looking to transfer Dollars to Euros? Confused by all the jargon and companies to choose from? I will give you an insider’s perspective on how to save yourself time and money. Where can I transfer Dollars to Euros? When making a transfer from Dollars to Euros, the… Read More

Author, Andrew Gibson Looking for the best money transfer service? Confused by all the companies and their claims? I will give you an insider’s perspective on how to pick the right service for you. These days there are liens of companies that can send your money abroad. For a customer,… Read More

Author, Andrew Gibson There are several ways that you can make a large money transfer. I’ll explain the best, safest and cheapest options, as well as how to choose the right money transfer company. What are the costs of a large money transfer? As a general rule, large money transfers… Read More

Author, Andrew Gibson Trying to get exchange rate information from the big banks can seem like an impossible task. Below I’ve broken down the foreign exchange rates for each of the major high-street banks so you can find out exactly how much it will cost you to make an international transfer…. Read More

Author, Andrew Gibson Here you will find out the highs, lows & averages of GBP to CAD, whether it’s a good time to exchange Pounds into Canadian Dollars, and how to get a better GBP to CAD exchange rate. The highest GBP to CAD exchange rate ever The British Pound… Read More

Author, Andrew Gibson Here I’ll explain how RBS international transfers work. This includes how much it costs, the exchange rates charged, how long it takes, and some of the finer details you might miss. This will save you time trying to decipher jargon and complex fee schedules. RBS charges for international… Read More

Author,  Andrew Gibson A Pound to Euro forecast is an expectation of the exchange rate at a point in the future. That could be days, months or even years away. Exchange rate forecasts are helpful when deciding the right time to exchange your money. Will the Pound get stronger against… Read More

Author,  Andrew Gibson A GBP to USD forecast is an expectation of the exchange rate in the future – whether days, weeks or even years away. Pound to Dollar exchange rate forecasts help banks, businesses and individuals, make better-informed decisions. Is the Pound getting stronger against the US Dollar? The… Read More

Author, Andrew Gibson Everything you need to know about transferring money to Spain from the UK. You have two options: Use a bank Use a currency broker The process is essentially the same, but the costs can be quite different. How to transfer money to Spain (in 4 simple steps)… Read More

Spain property prices – a quick summary As a whole, Spanish property prices have risen steadily over the last few years. Below is the annual change based on Spain House Price Index produced by TINSA – a leading Spanish property valuation expert. 2019: +5.2% 2020: +6.7% 2021: +5.2.%  2022: +8.4%… Read More

Author,  Andrew Gibson There are simple things anyone can do to help sell their property in Spain. A lot of it comes down to seeing things from a buyer’s perspective and knowing the common pitfalls. Below is a list of 7 things you can do to help boost the price,… Read More

Author,  Andrew Gibson Selling your property in France is a big step. But there are simple things you can do to boost the sales price, make the process quicker, and cut your costs. You don’t need to be a property expert, handyman, or tax guru to follow my advice. If… Read More

Author,  Andrew Gibson If you need to exchange a large amount of currency, you want to choose a way that is safe, efficient, and cost-effective. Below you will find out the costs, what options you have, how the process works, and the best way to exchange currency. What are your… Read More

Author, Andrew Gibson Making an international bank transfer is straightforward once you understand the process. An international bank transfer is when you send money from your account in one country to a bank account in a different country. It is the same thing as an international money transfer. In short,… Read More

Author,  Andrew Gibson Below you will find out the highs, lows & averages of the Pound to Euro rate, its full history, and how to achieve a better rate. What is the highest pound-to-euro rate ever? The highest Pound to Euro rate ever was €1.752 on 3rd May 2000. This was… Read More

Author,  Andrew Gibson Below you will find out about the overall history, the highs, lows & trends of the British Pound to US Dollar rate, why you should be wary of forecasts, and how to achieve a better rate. The Highest GBP to USD rate ever The Pound to Dollar… Read More

Author,  Andrew Gibson Below you will find out the highs, lows & averages of GBP to AUD, its full history, and how you can achieve a better GBP to AUD exchange rate. Highest GBP to AUD rate ever The Pound hit an all-time high of $3.028 against the Australian Dollar on 27th… Read More

Author,  Andrew Gibson There’s a lot to think about when emigrating to Australia from the UK. I’ve been through it myself. The best thing to do is break everything down into small steps. A few years ago, my wife, two kids and I moved to Australia. When I looked online for tips and advice,… Read More

Author,  Andrew Gibson Whether traveling to Europe or making an international bank transfer, finding the best Euro exchange rate can be overwhelming but a better rate ultimately means less cost and more money for you.  Below you will find out how and where to get the best Euro exchange rate,… Read More

Author,  Andrew Gibson I will explain what a currency broker is, how they differ from banks, whether they can be trusted, and how to find the best currency brokers in the UK. What is a currency broker? A currency broker buys and sells currencies directly to customers and transfers the… Read More

Author, Mike Smith Find out the highs, lows & averages of the Euro to Pound rate, how to spot fake rates, and the best way to get a better exchange rate. Highest euro to pound rate ever The Euro hit an all-time high of £0.9804 against the Pound on 30th December 2008…. Read More

Author,  Andrew Gibson Sending money to the UK doesn’t have to be costly or complicated. I’ll explain how the process works, what information you need, and the charges involved. If you’re looking to send money abroad from the UK, then click through for further guidance on that transfer! How to… Read More

Author,  Andrew Gibson If you need to transfer Pounds to Euros and send them to a bank account in Europe, you can use a bank or money transfer company – but the cost can vary a lot. I’ll let you know how it works, what you need, and the best… Read More

Author,  Andrew Gibson You can transfer Pounds to Dollars in 4 simple steps. I’ll show you how it works, how long it takes, the options you have, and the best ways to lower your costs. If you’re looking to send money to the UK from the US, click through to… Read More

Author,  Andrew Gibson Everything you need to know about how to transfer money to New Zealand. How long it takes, the information you need, and how to reduce your costs. How to transfer money to New Zealand (in 4 simple steps) Step 1: Register Any new customer needs to register,… Read More

Author,  Andrew Gibson I’ll explain how to transfer money from Portugal to the UK in 4 easy steps, how long it takes, the options you have, and the way to avoid paying high charges. You basically have two options if you need to send money from Portugal to the UK:… Read More

Author,  Andrew Gibson It’s quite simple to transfer money from the Netherlands to the UK. I’ll explain how it works, the best ways available, and how you can avoid paying high charges. Are you looking to send money to the Netherlands from the UK? Click through for all the information… Read More

Author,  Andrew Gibson You can transfer money from Ireland to the UK quickly and simply. I’ll explain how it works, the best ways available, and how you can avoid excess charges. If you’re looking for information regarding sending money to Ireland from the UK, click through for guidance on that… Read More

Author,  Andrew Gibson You can transfer money from Hong Kong to the UK using either a bank or a money transfer company. Both will get the job done, but the costs can vary quite a lot. I’ll explain how it works, how long it takes and the best ways to… Read More

Author,  Andrew Gibson Below is a step-by-step guide on how to transfer money from the US to the UK – without paying high charges. I’ll explain how it works, how long it takes, and how to get a better USD to GBP rate. How to send money from the US… Read More

Author,  Andrew Gibson Transferring money from the UK to the USA is easy once you understand how it works. Put simply; you can either use a bank or a money transfer service. I’ll explain the process, how long it takes, the options you have, and the costs involved. Wanting to… Read More

Author,  Andrew Gibson Transferring money to Canada is straightforward once you understand how it works and the costs involved. The big banks no longer have customers over a barrel. There are alternative ways to send money to Canada from the UK that are cheaper, easier, and often faster. Article Contents:… Read More

Author,  Andrew Gibson I’ll show you how to transfer money from the UK to Australia, as well as explain how long it takes, how to avoid high fees and the best way to get a great rate. Transfer money to Australia from the UK (only 4 simple steps!) If you… Read More

Author,  Andrew Gibson You can transfer money from the UAE to the UK in four simple steps. I’ll explain how to do it, the options you have & how to avoid high fees. How to transfer money from the UAE to the UK (in 4 simple steps) Transferring money from… Read More

Author,  Andrew Gibson If you need to transfer money from Spain to the UK, you basically have two choices: Use a bank Use a currency broker A lot of people may automatically think of using their bank as it’s more familiar, and they have an account already. However, there are… Read More

Author,  Andrew Gibson Transferring money from France to the UK is relatively simple, but the costs and services provided will vary depending on whether you use a bank or currency broker. If you’re wanting guidance on transferring money to France from the UK, click through for more information on that… Read More

Author,  Andrew Gibson To transfer money from Cyprus to the UK, you can use either a bank or a money transfer specialist. I’ll explain the process, how long it takes, the costs, and how to avoid paying high charges. Alternatively, if you’re looking to send money to Cyprus, click through… Read More

Author,  Andrew Gibson Sending money abroad is not complicated once you understand the process. I’ll explain how a transfer works, how long it takes, the information you will need, and the cheapest ways available. How to transfer money abroad (in 4 simple steps) Step 1 – Register as a client… Read More

Author,  Andrew Gibson Transferring Dollars to Pounds is not as complicated as you might think. I’ll explain how it works step-by-step, what options you have & how to reduce your costs. How to transfer Dollars into Pounds (in 4 simple steps) If you need to convert Dollars into Pound Sterling… Read More

Author,  Andrew Gibson To transfer CAD to GBP, you can use either a bank or a money transfer specialist. It takes around 2-4 working days for your money to arrive. The true cost is a combination of fees and exchange rates and depends on the size of your transfer. I’ll… Read More

Author,  Andrew Gibson You can transfer AUD to GBP using either a bank or a money transfer specialist.  In general, banks tend to be a more costly option. There are plenty of money transfer companies to choose from, but there are differences in cost and service. How to Transfer AUD… Read More

Author, Andrew Gibson Transferring Euros to a UK bank account is easy once you understand how it works. In short, you can either use a bank or a money transfer specialist to do the job. Below I will explain the process, how long it takes, the options you have, and… Read More